Summary: Over the last couple of years, more and more students are struggling to graduate on time. When cost goes up at universities, it makes it harder for students to pay for the college when they can only pay for the four years. The cost doesn't just go up every year, in most universities it goes up every semester. The only way now for students to go to school whiteout having any debt after is getting scholarships. For every student in college that can't afford to go to school there are about 500 other in state students behind them trying to take their spot, the probable is they also might not be able to afford it. Tuition itself is not bad, but when you talk about the future and how many other aspects come with tuition, thats when you see how it hurts students from all over the world. For foreign exchange students and students coming to america for education, the have to pay more than the average in state students by as much as 20%. Only 78% of foreign students graduate on time and only half of the other percent can pay the rest of their education The way that students from other parts of the world should prepare for education in the United States is to establish a financial play with advisors, but even advisors can cost money, so everything you do to save money.
Analysis: It amazes me to see that there are so many people that go to school but because they ant graduate on time, means that they loose funds and either go in debt or drop from school. For students around the world going to college in the United States is a very risky thing. The United States is the most expensive country to go get an education. With students struggling to pay for school and graduate on time there needs to be changes done with the tuition increase. I hope one day that the tuition stops and more kids have the opportunity to pay for college and graduate on time.
http://thechoice.blogs.nytimes.com/2012/02/15/current-college-students-struggle-to-survive-rising-tuitions/?_php=true&_type=blogs&_r=0
Showing posts with label Ryan Woods. Show all posts
Showing posts with label Ryan Woods. Show all posts
Sunday, April 20, 2014
Friday, April 11, 2014
Blog 9: where college tuition is free, debt can still be a problem
Summary: When it comes to college tuition people people tend to focus on price. In the United States the cost to attend school has increased dramatically throughout the decade. America is only one of many countries around the world that try to balance high cost of higher education, with the dividends that come from a well school population. Some of the universities in Europe have a higher debt than the United States; for example in the United Kingdom carries an average of over 40,000 dollars in student debt, compared to the US average of 27,000. Also for countries with free education aren't always as good as they seem. In Sweden students still have to borrow to pay for college fees and have an average student debt of 19,000 dollars. Today there are over 20 million students that attend college each year, and over 14 million of them are going to have student debt when they are finished with college. In Canada alone there are over 15 billion dollars in student debt accumulated, and in China over 8.1 billion. Even though countries state that the cost to attend school is free, it really isn't.
Analysis:
I am very surprise to see what is going on around the world with college tuition. Even though there are some countries that are free to attend for the college level education, they still have campus fees that can bring them student debt as much if not more than the average for the United States. The only main difference with the schools around the United States is the level of education. In the United Kingdom you can pass a class with above a 35% average, while in the United Staes the average is above a 60%. Ultimately, nonprofit colleges' infograghics seems to suggest that even where college is free, it isn't always a bargain.
http://www.dailyfinance.com/on/student-loan-debt-countries-free-college-tuition/
Analysis:
I am very surprise to see what is going on around the world with college tuition. Even though there are some countries that are free to attend for the college level education, they still have campus fees that can bring them student debt as much if not more than the average for the United States. The only main difference with the schools around the United States is the level of education. In the United Kingdom you can pass a class with above a 35% average, while in the United Staes the average is above a 60%. Ultimately, nonprofit colleges' infograghics seems to suggest that even where college is free, it isn't always a bargain.
http://www.dailyfinance.com/on/student-loan-debt-countries-free-college-tuition/
Saturday, April 5, 2014
Blog 8: Up Up and Away college tuition on the rise
Summary: College tuition for more than a decade has been rising far beyond the rate of inflation for public colleges and universities around the world. In developing countries the chance that a person goes to college is much less than a person who lives in a developed country. But thats not always good. With developed countries the price to go to those universities is much higher than than developing countries. The United States has the highest rate for tuition in the world, but we also have the most scholarly universities for students to attend. In 2008 when the recession hit, funding for higher education for students dropped dramatically by over 14%. In 2011 and 2012, at least a third of every states funding for education dropped. With less funding around the United States, it mean that not only are we going to pay more for education, but also the people around the world who come to the United States for college.
Analysis: Being a college student and knowing that the tuition increase is constantly on the rise is something that I try to keep track of most of the time. I had no idea that every single state in the United States cut funds for education at the University level. Without funds that means that students now and in the future are going to have to pay more and more for their education. Now a days to get a good job you ned to to have the right education, but with the funds constantly going up, our economy is not going to change for the better.
http://www.cbsnews.com/news/why-college-tuition-keeps-rising/
Analysis: Being a college student and knowing that the tuition increase is constantly on the rise is something that I try to keep track of most of the time. I had no idea that every single state in the United States cut funds for education at the University level. Without funds that means that students now and in the future are going to have to pay more and more for their education. Now a days to get a good job you ned to to have the right education, but with the funds constantly going up, our economy is not going to change for the better.
http://www.cbsnews.com/news/why-college-tuition-keeps-rising/
Monday, March 31, 2014
Blog 7: Undergrads Around the World Face Student Loan Debt:
Summary: Student debt is not unique in the United States, but financial aid systems vary around the world. American student loan debt has increased to more than 1 billion dollars and more than 7 million borrowers are in default. This problem isn't just unique to the United States, but other countries as well. Japan and Great Britain are taking out student loans to finance their aid. In Japan a estimated 5 billion dollars in student loans were past due and the tuition cost has increased over the last 10 years dramatically. Even though the cost of tuition at public universities in Japan is less than American colleges, the Education is the same if not better than the United States. The United Kingdom is now also allowing students to borrow loans as far up as to 10,000 dollars and increasing. Other countries are now following the system of the American loans, but those loans aren't slowing down anytime soon.
Analysis: Around the world student loans are increasing and following the American system. They are increasing but that means that more people are going into debt trying to pay off the debt. All over the world, the schools tuition is increasing. Personally I think that the student loans around the world are a great idea, but should be cut off at a certain point so that people won't go into debt in the future.
http://www.usnews.com/education/top-world-universities/articles/2013/11/13/undergrads-around-the-world-face-student-loan-debt
Analysis: Around the world student loans are increasing and following the American system. They are increasing but that means that more people are going into debt trying to pay off the debt. All over the world, the schools tuition is increasing. Personally I think that the student loans around the world are a great idea, but should be cut off at a certain point so that people won't go into debt in the future.
http://www.usnews.com/education/top-world-universities/articles/2013/11/13/undergrads-around-the-world-face-student-loan-debt
Sunday, March 23, 2014
Blog #6 Tuition Increase affects enrollment decline
Summary:
This blog is about how the increase in tuition is affecting the enrollment decline in schools around the world. Even though countries all differ in price to go to school, they all are increasing in price. This is changing the amount of students going to the schools. Five years ago the average enrollment for a public university was 20,673 but now has changed to less than 18,667, almost a two thousand student difference. Some schools are struggling with keeping up with the demand for enrollment and this leads to a shortage of money for the school. Since the enrollment is decreasing, for the people that are accepted, the other necessities are increasing. From room and board, to meal plans and book, everything is increasing on price. “As state dollars have dwindled, and this applies to all universities in the state, tuition has increased across all colleges to try and offset the loss of state revenue,” says Rod Sievers. The enrollment at universities is what makes them thrive for years to come. Without enough enrollment the university can eventually lead to a stop in education.
Ananlysis:
This article was surprising to me and I really enjoyed reading it. I had no idea that the enrollment for universities was at a decrease. At our university the tuition is at an increase but the amount of money for all of the necessities and to go to school is also at an increase. It is harder for students to attend school because of how much it cost to go to school. Also I was surprised to see that this has an effect for all students around the world as it is more and more expensive to go to school. The more it cost to attend school, the less amount of students that can attend the university.
http://dailyegyptian.com/105257/
This blog is about how the increase in tuition is affecting the enrollment decline in schools around the world. Even though countries all differ in price to go to school, they all are increasing in price. This is changing the amount of students going to the schools. Five years ago the average enrollment for a public university was 20,673 but now has changed to less than 18,667, almost a two thousand student difference. Some schools are struggling with keeping up with the demand for enrollment and this leads to a shortage of money for the school. Since the enrollment is decreasing, for the people that are accepted, the other necessities are increasing. From room and board, to meal plans and book, everything is increasing on price. “As state dollars have dwindled, and this applies to all universities in the state, tuition has increased across all colleges to try and offset the loss of state revenue,” says Rod Sievers. The enrollment at universities is what makes them thrive for years to come. Without enough enrollment the university can eventually lead to a stop in education.
Ananlysis:
This article was surprising to me and I really enjoyed reading it. I had no idea that the enrollment for universities was at a decrease. At our university the tuition is at an increase but the amount of money for all of the necessities and to go to school is also at an increase. It is harder for students to attend school because of how much it cost to go to school. Also I was surprised to see that this has an effect for all students around the world as it is more and more expensive to go to school. The more it cost to attend school, the less amount of students that can attend the university.
http://dailyegyptian.com/105257/
Friday, March 7, 2014
Blog #5: College Education Cost Around the World
Summary:
This article is about the college tuition on the global scale. There are over 15 counties that are studied including the United States. In America student debt has hit a staggering 1 billion dollars in student debt. In other countries such as Quebec, they are demanding no raises in tuition fees. There is also a huge difference in the amour it cost for the education at the collegiate level. In Norway it is only 600 dollars to attend a school at the collegiate level and is the lowest price to attend. The United States is at the top of the list with an average of over 14,000 dollars for public schools. Even though it is the most expensive by over 8,000 dollars, it has 51 out of the top 100 schools in the world. Education is better in the United States, but the price makes it hard for student from other parts of the world.
Analysis:
After reading this article I was extremely surprised to see what was going on around the world with college tuition. I knew that the United States has always been one of the most expensive countries to go to school, but I didn't know that it was 9,000 more dollars than another country in the world. All the other countries in the world had a much lower tuition rate, but also has a lower education. In Mexico I had no ides that they had universities, and it also not expensive to attend. The only problem is that they didn't have any schools in the top 100. The more expensive it is to attend universities, the better education you are going to receive.
http://www.businessinsider.com/tuition-costs-by-country-college-higher-education-2012-6?op=1
This article is about the college tuition on the global scale. There are over 15 counties that are studied including the United States. In America student debt has hit a staggering 1 billion dollars in student debt. In other countries such as Quebec, they are demanding no raises in tuition fees. There is also a huge difference in the amour it cost for the education at the collegiate level. In Norway it is only 600 dollars to attend a school at the collegiate level and is the lowest price to attend. The United States is at the top of the list with an average of over 14,000 dollars for public schools. Even though it is the most expensive by over 8,000 dollars, it has 51 out of the top 100 schools in the world. Education is better in the United States, but the price makes it hard for student from other parts of the world.
Analysis:
After reading this article I was extremely surprised to see what was going on around the world with college tuition. I knew that the United States has always been one of the most expensive countries to go to school, but I didn't know that it was 9,000 more dollars than another country in the world. All the other countries in the world had a much lower tuition rate, but also has a lower education. In Mexico I had no ides that they had universities, and it also not expensive to attend. The only problem is that they didn't have any schools in the top 100. The more expensive it is to attend universities, the better education you are going to receive.
http://www.businessinsider.com/tuition-costs-by-country-college-higher-education-2012-6?op=1
Friday, February 28, 2014
The price for public schools is on a faster rate than Private schools.
Summary:
This article is about how the price of public schools, is growing faster that the price at private schools. Public schools are run by the government and Private schools are run by themselves. This is a trend around every region of the country, but is increasing the most in the western part. Over the past decade the western part of the country has an average increase of public schools at 86%. It is now am average 0f 20,000 average tuition for public schools in the west, which is now over 4,000 dollars more than it was 5 years ago. The raise in price has occurred because of the migration of people moving to the west. Private schools are also on the rise, but the rate is far less rapid as the public schools.
Analysis:
After looking at this article I am not surprised to see that public school are on a more rapid rise that private school. over the past couple of years I knew that there was a major migration to the western part of the country, but had no idea that it was this rapid. The migration has an affect on the educational cost, as well as the nation as a whole. This has a major effect also for college students around the nation. Any student that wants to go to a public university has to know that they will be paying more and more each year. Private Universities tuition isn't at as high of a rate as public schools, but with how much money it cost to go to a private university, there might not be that much of a difference in price in the future.
http://www.washingtonpost.com/blogs/govbeat/wp/2013/11/12/the-price-of-college-is-rising-faster-for-public-schools-than-private-ones/
This article is about how the price of public schools, is growing faster that the price at private schools. Public schools are run by the government and Private schools are run by themselves. This is a trend around every region of the country, but is increasing the most in the western part. Over the past decade the western part of the country has an average increase of public schools at 86%. It is now am average 0f 20,000 average tuition for public schools in the west, which is now over 4,000 dollars more than it was 5 years ago. The raise in price has occurred because of the migration of people moving to the west. Private schools are also on the rise, but the rate is far less rapid as the public schools.
Analysis:
After looking at this article I am not surprised to see that public school are on a more rapid rise that private school. over the past couple of years I knew that there was a major migration to the western part of the country, but had no idea that it was this rapid. The migration has an affect on the educational cost, as well as the nation as a whole. This has a major effect also for college students around the nation. Any student that wants to go to a public university has to know that they will be paying more and more each year. Private Universities tuition isn't at as high of a rate as public schools, but with how much money it cost to go to a private university, there might not be that much of a difference in price in the future.
http://www.washingtonpost.com/blogs/govbeat/wp/2013/11/12/the-price-of-college-is-rising-faster-for-public-schools-than-private-ones/
Sunday, February 23, 2014
Tuition is Slowing, But College Price on the Rise
Summary:
This article is about how in the 2013-2014 year, the tuition interest is slowing down from the college students, but the cost of colleges is at an growing pace. At public 4 year colleges, published tuition and fees are at a low 2.9%, but the schools cost have increased because the growth of financial aid has not kept pace with the increase of college tuition. The average price for a 4 year public university is $8,893, and with interest, the price to go to school is much higher every year that tuition and interest rises. From the 2012- 2014, the tuition it of private schools has increased over 3.9%. The tuition rates go down and up each year without a particular patter, but with the college tuition on the rise each year, the overall price to go to school will increase every year.
Analysis:
After reading this article I was very surprised to sees that the tuition interest after school has gone down but thats not always good to look at when when in school. Every article I have looked at before on this topic has stated that interest has been on the rise and that is the number one thing that is hurting students after they finish school, but after reading this article, it seems that the price to attend school has just as big of an affect as the interest. Because the interest and the price to attend school each year is constantly on the rise, more and more money will be coming out of our paycheck each year.
http://www.usnews.com/news/articles/2013/10/24/the-rise-in-tuition-is-slowing-but-college-still-costs-more
This article is about how in the 2013-2014 year, the tuition interest is slowing down from the college students, but the cost of colleges is at an growing pace. At public 4 year colleges, published tuition and fees are at a low 2.9%, but the schools cost have increased because the growth of financial aid has not kept pace with the increase of college tuition. The average price for a 4 year public university is $8,893, and with interest, the price to go to school is much higher every year that tuition and interest rises. From the 2012- 2014, the tuition it of private schools has increased over 3.9%. The tuition rates go down and up each year without a particular patter, but with the college tuition on the rise each year, the overall price to go to school will increase every year.
Analysis:
After reading this article I was very surprised to sees that the tuition interest after school has gone down but thats not always good to look at when when in school. Every article I have looked at before on this topic has stated that interest has been on the rise and that is the number one thing that is hurting students after they finish school, but after reading this article, it seems that the price to attend school has just as big of an affect as the interest. Because the interest and the price to attend school each year is constantly on the rise, more and more money will be coming out of our paycheck each year.
http://www.usnews.com/news/articles/2013/10/24/the-rise-in-tuition-is-slowing-but-college-still-costs-more
Monday, February 17, 2014
Obama signs student loan legislation
Summary:
This article is about Obama signing a new bill that will lower the student interest rate. It will also allow undergrads, graduate students, and parents to borrow more money. The rates will be locked for this years, but as each year progresses the rate can increase if the ten year treasury note increases. For undergraduate student the rate can not increase more that 8.25% for undergraduate students, and 10.5% for graduate students. This rate goes into affect for the Strafford loan, which is the most common loan for college students when needing to borrow money. The student borrows money from the government and the government expects that payment plus interest on the amount borrowed. These loans are available for almost any college student, including foreign exchange.
Analysis:
From what I have read this is a major improvement in our educational system. Lowering the student interest rate will help students who have graduated, or been to school at the collegiate level. This affects all the students in the country as well as the world who travel to different countries to go to school. When he also put a cap on the interest being no more than 8.25% this gives a sigh of relief to many students who are attending college, or are still looking to go to college in the future. We are moving forward with helping students whoa re going to school because we don't know what the future holds for us. Many of the students that go to school are scared that they are not going to be able to pay off the interest before they go into retirement. This affects all parts of the family as well as the nation as a whole.
http://www.forbes.com/sites/troyonink/2013/07/31/new-student-loan-rates-3-9-for-students-6-4-for-parents/
This article is about Obama signing a new bill that will lower the student interest rate. It will also allow undergrads, graduate students, and parents to borrow more money. The rates will be locked for this years, but as each year progresses the rate can increase if the ten year treasury note increases. For undergraduate student the rate can not increase more that 8.25% for undergraduate students, and 10.5% for graduate students. This rate goes into affect for the Strafford loan, which is the most common loan for college students when needing to borrow money. The student borrows money from the government and the government expects that payment plus interest on the amount borrowed. These loans are available for almost any college student, including foreign exchange.
Analysis:
From what I have read this is a major improvement in our educational system. Lowering the student interest rate will help students who have graduated, or been to school at the collegiate level. This affects all the students in the country as well as the world who travel to different countries to go to school. When he also put a cap on the interest being no more than 8.25% this gives a sigh of relief to many students who are attending college, or are still looking to go to college in the future. We are moving forward with helping students whoa re going to school because we don't know what the future holds for us. Many of the students that go to school are scared that they are not going to be able to pay off the interest before they go into retirement. This affects all parts of the family as well as the nation as a whole.
http://www.forbes.com/sites/troyonink/2013/07/31/new-student-loan-rates-3-9-for-students-6-4-for-parents/
Friday, February 7, 2014
Student Loan Interest Rates on the Rise?
Summary:
This article is about the rise of interest rates for college students is causing a conflict in congress. President Obama tried to push congress to extend the low interset rate, but it soon became a conflict between the republican and democratic parties. The republican party was with the President, as they wanted to push the low interest rate, but the democrats had a different idea. They wanted the policy because if they froze the interest rate for one year, then loans would loose 6 billion dollars. For the first time in history, student debt all together has reached over one trillion dollars. The average student debt is over 25,000 dollars for Public Universities. John P. Kline, a Minnesota republican who is chairman for the House Committee on Education, says "the interest rate is like ticking time bomb set by democrats". Even though the student interest rate is at 6.8 percent, some experts say that it is still lower than most private universities.
Analysis:
As you can see the interest rate for college students have a major impact on our economy.. Since I am a student now in college, I understand what both sides of congress are saying and how they both are right in a way. I personally believe in that we should keep the interest rate lowered because the only way to make a living in this economy is to get a degree and go to school. But how do you pay bills and start you life right when you have 20,000 dollars in debt? The lower the interest interest rate, the greater the graduating class, and the greater number of students who go to college. I am not sure what the future is going to hold, but I know that my next year for school, the rate is going up again. This affects my education, as well as the 20,000 other students who go to the same school as me.
This article is about the rise of interest rates for college students is causing a conflict in congress. President Obama tried to push congress to extend the low interset rate, but it soon became a conflict between the republican and democratic parties. The republican party was with the President, as they wanted to push the low interest rate, but the democrats had a different idea. They wanted the policy because if they froze the interest rate for one year, then loans would loose 6 billion dollars. For the first time in history, student debt all together has reached over one trillion dollars. The average student debt is over 25,000 dollars for Public Universities. John P. Kline, a Minnesota republican who is chairman for the House Committee on Education, says "the interest rate is like ticking time bomb set by democrats". Even though the student interest rate is at 6.8 percent, some experts say that it is still lower than most private universities.
Analysis:
As you can see the interest rate for college students have a major impact on our economy.. Since I am a student now in college, I understand what both sides of congress are saying and how they both are right in a way. I personally believe in that we should keep the interest rate lowered because the only way to make a living in this economy is to get a degree and go to school. But how do you pay bills and start you life right when you have 20,000 dollars in debt? The lower the interest interest rate, the greater the graduating class, and the greater number of students who go to college. I am not sure what the future is going to hold, but I know that my next year for school, the rate is going up again. This affects my education, as well as the 20,000 other students who go to the same school as me.
Friday, January 31, 2014
Ryan Woods Tuition increase
My topic that I will be covering throughout the semester is tuition increase for new students going to college. The reason I am going to core this topic is because it has an impact that has an affect on all new incoming freshmen going to school.
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